Legal

Privacy Policy

This Privacy Policy explains how loansatlife.com.au (the "Site"), owned and operated by Low Interest Finance Expert, collects, uses, and protects your personal data, and outlines your rights as a user.

Type of website: Financing and Loan Date: 18 September 2026

Purpose

The purpose of this Privacy Policy is to inform users of our Site of the following:

  1. The personal data we will collect
  2. Use of collected data
  3. Who has access to the data collected
  4. The rights of Site users
  5. The Site's cookie policy

This Privacy Policy applies in addition to the terms and conditions of our Site.

GDPR

For users in the European Union, we adhere to Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016, known as the General Data Protection Regulation (the "GDPR"). For users in the United Kingdom, we adhere to the GDPR as enshrined in the Data Protection Act 2018.

Personal Data We Collect

We only collect data that helps us achieve the purpose set out in this Privacy Policy. We will not collect any additional data beyond the data listed below without notifying you first.

Data collected in a non‑automatic way

We may also collect the following data when you perform certain functions on our Site:

  1. First and last name
  2. Email address
  3. Phone number
  4. Address

This data may be collected using the following method:

  1. Contact Us page

How We Use Personal Data

Data collected on our Site will only be used for the purposes specified in this Privacy Policy or indicated on the relevant pages of our Site. We will not use your data beyond what we disclose in this Privacy Policy. The data we collect when a user performs certain functions may be used for the following purposes:

  1. Communication

Who We Share Personal Data With

Employees

We may disclose user data to any member of our organisation who reasonably needs access to user data to achieve the purposes set out in this Privacy Policy.

Other disclosures

We will not sell or share your data with other third parties, except in the following cases:

  1. If the law requires it
  2. If it is required for any legal proceeding
  3. To prove or protect our legal rights
  4. To buyers or potential buyers of this company, in the event that we seek to sell the company

If you follow hyperlinks from our Site to another site, please note that we are not responsible for and have no control over their privacy policies and practices.

How Long We Store Personal Data

User data will be stored until the purpose the data was collected for has been achieved.

You will be notified if your data is kept for longer than this period.

How We Protect Your Personal Data

In order to protect your security, we use the strongest available browser encryption and store all of our data on servers in secure facilities. All data is only accessible to our employees, who are bound by strict confidentiality agreements — a breach of which would result in termination.

While we take all reasonable precautions to ensure user data is secure, there always remains some risk of harm. The internet as a whole can be insecure at times, and we are unable to guarantee the security of user data beyond what is reasonably practical.

Your Rights as a User

Under the GDPR, you have the following rights:

  1. Right to be informed
  2. Right of access
  3. Right to rectification
  4. Right to erasure
  5. Right to restrict processing
  6. Right to data portability
  7. Right to object

Children

We do not knowingly collect or use personal data from children under 16 years of age. If we learn that we have collected personal data from a child under 16, that data will be deleted as soon as possible. If a child under 16 has provided us with personal data, their parent or guardian may contact our data protection officer.

How to Access, Modify, Delete, or Challenge the Data Collected

If you would like to know whether we have collected your personal data, how we have used it, whether we have disclosed it and to whom, if you would like your data deleted or modified in any way, or if you would like to exercise any of your other rights under the GDPR, please contact our data protection officer using the details below.

Do Not Track Notice

Do Not Track ("DNT") is a privacy preference you can set in certain web browsers. We do not track users of our Site over time and across third‑party websites, and therefore do not respond to browser‑initiated DNT signals.

Cookie Policy

A cookie is a small file stored on a user's hard drive by a website. Its purpose is to collect data relating to the user's browsing habits. You can choose to be notified each time a cookie is transmitted, or disable cookies entirely in your browser — though this may decrease the quality of your user experience.

We use the following types of cookies on our Site:

  1. Third‑party cookies

Third‑party cookies are created by a website other than ours. We may use them to achieve the following purpose:

  • Monitor user preferences to tailor advertisements around their interests

Modifications

This Privacy Policy may be amended from time to time in order to maintain compliance with the law and to reflect any changes to our data collection process. When we amend this Privacy Policy, we will update the effective date at the top of the page. We recommend reviewing this Privacy Policy periodically so you're aware of any updates. If necessary, we may notify users by email of changes.

Complaints

If you have any complaints about how we process your personal data, please contact us through the methods listed in the Contact Information section so we can, where possible, resolve the issue. If you feel we have not addressed your concern satisfactorily, you also have the right to make a complaint directly to a supervisory authority.

Contact Information

If you have any questions, concerns, or complaints, you can contact our data protection officer at:

2/36, Efficient Drive, Truganina VIC 3029
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